Navy federal vs chase reddit. Last year, I had a CD at Navy Fed for over 3%.

Navy federal vs chase reddit Personally, either USAA or Navy Federal is fine. Been using NavyFed as my primary ever since. I use USAA for car and life insurance though I have USAA for auto insurance and NFCU for banking. Edit: expanded answer. It seems like money market is better because it has a higher APY? 0. USAA pair of cards would earn me 5% on gas, 2% at supermarkets, and 1. I’ve been a navy federal member for 20ish years and still use their credit card as my main, but I now have my main checking account at a different credit union that’s more popular in my area. ATM fees reimbursed and no fees. Any thoughts/insights are appreciated! I continued to use my old bank (Wells Fargo) for the first few years in the Navy… then I was in Djibouti, Africa and got locked out of my account with no cell service or ability to contact customer support via DSN… but there was a Navy Federal branch in a shipping container 100yds from my CLU. I switched from USAA to Navy after enough years at USAA that it should have mattered to them. Read Navy Federal Credit Union and Chase reviews and ratings at CreditDonkey. 89%. Jan 3, 2025 · When it comes to comparing USAA vs. It’s also #1 credit union in the US. Compare Chase vs Navy Federal Credit Union and see which is better. 24K subscribers in the NavyFederal community. $147k house, zero down at 3. I applied through Navy Fed to refinance an auto loan I have on a 2020 Jeep Grand Cherokee SRT. Been repairing my credit and Navy Federal has always been good to me. Navy Fed will be better than Chase, but USAA trumps for military banking. A battle buddy in basic training was having problems with USAA and that was enough for me to choose Navy Fed for my banking needs. I have a loose understanding of the differences between a savings and money market account. And their 10 basis points on savings for the amount of money you have to leave with them to get the PCG benefits is stupid. I recently became able to open an account with Navy Federal. Better rates/products and a great UI for online banking/investment options. It seems as tho Chase may be able to offer me slightly greater rewards by pairing their Freedom and Freedom Unlimited cards. Would the NFCU Flagstaff be a better than keeping the chase sapphire card for travel? I have both USAA and Navy Federal. LTV is about 50%. 25% 6 years ago at $850 a month Hi everyone. Chase is horrible, losing estate documents that took months to replace, and unable to get appointments to get notary services. I keep 2 checking accounts because I always like to have a local account (chase) for cash deposits and large withdrawals when I may not have a navy fed branch close by. Chase pair of cards would earn me 5% on the rotating categories and 1. 80% compared to To me, the NFCU Flagship is Navy trying to justify an annual fee on a 2% cashback card, so they tacked on the 3% travel category and the Global Entry/TSA Precheck perks. Bought back in July 2023 at an interest rate of 7. Last year, I had a CD at Navy Fed for over 3%. USAA denied me on a used auto loan. They reimburse all ATM fees, so they are a great pair with Navy Federal. 6 days ago · CNBC Select set out to find the best credit unions on the market. Same with the refi on my house I just did. 75 if you have direct deposit PLUS you can cash in on those rewards immediately earn a penny, get a penny. I have a 680/690 score with 3 things in collections. 49% APR on 60 month loan term. Navy federal is great, but depending on where you move, it may be tough to find a physical branch. A transfer from NFCU to Fidelity normally only takes one business day (for me). We put zero down on our 30 year fixed with Navy Fed. You could also buy other gift cards at the grocery store and receive the 5% bonus. Fidelity’s account is currently paying 2. I am no longer a Chase customer, but was in their Private Client group. Navy Federal, both offer financial services for military members, veterans and their families. 5% cashback + 3% categories) I just graduated high school and leaving for boot camp next month. Apply and wait for your Va Home guarantee. Big banks are horrible. Does anyone else also wish that the Navy Federal Cash Rewards card offered just a little bit more? If this card would offer a flat 2% cashback rate, it would instantly eliminate the need to go for other cards (List Below) Wells Fargo Active Cash (2% cashback) Citi Double Cash (2% cashback) Chase Freedom Unlimited (1. In my option, pairing it with Navy Federal gives you the perfect combo for banking. The 1. I’ve been using Navy Federal for almost 10 years and never had an issue with them. I am planning to open a Navy federal account before I leave and I want to put around $5,000 in savings. I primarily use USAA for checking accounts and auto, home, and umbrella insurance. Noticed they have a credit card called Flagstaff? From what I can get its a travel card,with a lower annual fee compared to chase sapphire. CSP has a much higher earn rate on dining, 3. 19% APY on all money in the cash management account. 9K subscribers in the NavyFederal community. 5% unlimited. This is not an official… Just compare the benefits for World Mastercard vs. Applied through Navy Fed the other day and they approved me for 9. At the moment all my money and savings is with Bank of America. Checking accounts are all basically the same these days. When the Chase card has grocery stores as a bonus, I load up on the store gift cards. They offer lower rates than what a traditional bank would in personal loans, credit card rates, auto loans, mortgages (highest is 18% for the personal loans & credit cards), & good dividend rates for their savings & certificates accounts as well. Community for users of Navy Federal Credit Union to discuss banking with NFCU. The benefits package is overall comparable to the no-AF Alliant Visa Signature, which loses the lost luggage and gains extended warranty (and some other minor differences). However, Navy Federal pre-approved me for $16,500 at 5. I like Navy Federal for my main accounts including savings. . Was a bit of shock for a 62 month refinance request to be two points higher than what I got last year. Also no interest paid usually. I have a NFCU visa card. Here are the key differences. A few other banks gave me lower rates than navy fed and once again, my local credit union gave me the best rate and I closed in 3 weeks. Wells, Huntington, Chase, BofA -- all the same. Right now my main focus is cashback credit cards. They have the best customer service and the app is easy to use. I financed my Tesla with US Bank in December. Feb 18, 2023 · Re: Travel with Navy Federal Flagship vs Chase Sapphire Preferred Flagship and the CSP you are talking two of the best CCs around. This subreddit is a place where high income professionals of all types can ask, answer, discuss, and debate the personal finance and investing questions specific to our unique situations without being criticized, ostracized, or downvoted simply for having a high income and "first world" problems. Please use Navy Fed. Our top picks stand out for their availability nationwide, their easy-to-join membership, their variety of financial products and Navy Fed is consistently better than USAA, so that's a big part of why people recommend them. View side-by-side comparison of pros and cons. I say better than USAA. After taking the credit card, hotel/airline etc. By being a member you get certain discounts & offers. You need to switch from Chase period. You can only use Navy Federal if a relative is/was in the armed forces, do you know somebody who can be your sponsor? And using NF for future car loans and CS for day to day checking? Would keeping chase checking (since I have chase CCs) in addition to one or both of these new banks be bad? Main concerns are with both are cash deposits being inconvenient with either NF/CS TLDR: Charles Schwab vs Navy Federal checking accounts, which is better in your opinion? I recently got a Navy Federal Credit Union account. 9. Navy Federal did not even contact me until one month after I completed the application. I don't ever use a debit card, except occasionally at an ATM. My dad was found decomposed and I ended up filing Bk on Navy Fed. I pair that with a PenFed CC for 2%. With a lot of banks, you need to do so many transactions per month to get the savings rate they advertise, so check that out. I have consulted for them and some of these banks buy my company's software. any other card they offer and it's not even close. They are a good company. And a Chase Freedom with rotating 5% categories. NFCU is def a status bank. My chase checking account is a supplemental account to my main checking account which is at navy fed. I have a Navy Federal auto loan and checking account. 1 because you also are getting anniversary points back compared to 2% cash back on the Flagship. I was wondering if I should transfer all of my money to Navy Federal and close of Bank of America account, or keep Bank of America. I currently bank with Navy Federal and USAA for more than 10 years. rewards more seriously and from comparing and research I’ve done, I find the US Bank Altitude Reserve and Signature Cash+ the most appealing for 3x on everything with mobile wallet As far as Navy Federal, as soon as you get my parents' estate settled, I will be switching from chase (may they rot in hell) to Navy Federal. 5 cash back is 1. This is not an official… Joined the Army with a Chase account then decided to change to USAA or Navy Fed. For those who use Navy Federal Credit Union for business checking, how do you like it? Downsides? Good business credit cards? I have been looking into switching banks (due to relocation) and have narrowed it down to Navy Federal Credit Union & Chase. They kept me as a customer. cxo dvawc yte davtw nut lujfr uqh mhhm astw oqv